Published September 27, 2026

Two Move-In-Ready Homes Under $350K With Savings Built In

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Written by Molly Zahn Harrison

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Two Move-In-Ready Homes Under $350K With Savings Built In

A lower price is one way to save on a home. A lower monthly payment is another. This week, The Zahn Group is featuring two move-in-ready homes under $350,000, and each one comes with its own kind of savings: a $10,000 price improvement in Mooresville, and down payment and rate assistance options in Rock Hill.

Front of 155 Shepherds Landing Drive, Mooresville NC
PRICE IMPROVEMENT
Kitchen at 155 Shepherds Landing Drive Living room at 155 Shepherds Landing Drive Shepherds Landing community pool

155 Shepherds Landing Drive, Mooresville (Shepherds Landing)

$345,000 · 3 beds · 2.5 baths · 1,584 sq ft

The sellers improved the price by $10,000, bringing this home to $345,000. For reference, the most recent median sales price in Shepherds Landing was $420,500. Homes in the neighborhood vary in size, so treat that as a reference point rather than a direct comparison.

The savings keep going after closing. The home was built with energy-efficient features that can help with utility costs, and the refrigerator, washer, and dryer all convey. The kitchen has 42-inch white cabinetry, a large island, and a gas range, the garage is set up for an EV charger, and the community has a resort-style pool and cabana close to everything the Lake Norman area offers.

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Front of 877 S Confederate Avenue, Rock Hill SC
DOWN PAYMENT ASSISTANCE
Renovated kitchen at 877 S Confederate Avenue Gas fireplace at 877 S Confederate Avenue Renovated bathroom at 877 S Confederate Avenue

877 S Confederate Avenue, Rock Hill

$285,000 · 3 beds · 1 bath · 1,382 sq ft

This home qualifies for SC Housing's low-rate and down payment assistance programs, which can provide up to $10,000 toward a down payment or a lower interest rate. The programs are for owner-occupants only, and rates change, so it pays to check current numbers before you tour. Any buyer can also use a 1% one-year rate buydown through the preferred lender.

The big-ticket items are already done: new roof and gutters (2024), new HVAC and ductwork (2023), new windows (2024), all-new electrical wiring and panel (2023), an updated bath, and a kitchen renovated in 2026 with butcher block counters. A gas fireplace and a window seat with storage add character, all within biking distance of downtown Rock Hill.

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Want a heads-up on the next one? The Zahn Group can send you new listings that fit your search as soon as they hit the market.

Frequently Asked Questions

What down payment assistance is available for buyers in Rock Hill, SC?

SC Housing offers programs for owner-occupants that can provide up to $10,000 in down payment assistance or a lower interest rate. 877 S Confederate Avenue qualifies for these programs. Eligibility rules apply, so a lender can confirm exactly what you qualify for.

What is a 1% one-year rate buydown?

It lowers your mortgage rate by one percentage point for the first 12 months of the loan. After that, the rate returns to the original note rate for the rest of the term. The result is a smaller payment during your first year in the home.

Does a price improvement mean something is wrong with a home?

Usually not. A price improvement typically means the sellers adjusted to where buyers are in the current market. At 155 Shepherds Landing Drive, the new $345,000 price sits below the neighborhood's recent median sales price of $420,500.

What amenities does Shepherds Landing in Mooresville have?

Shepherds Landing has a resort-style community pool and cabana. The neighborhood is in a convenient Mooresville location close to shopping, dining, recreation, and the Lake Norman area.

Curious what either home would cost you each month? The Zahn Group will put together a side-by-side payment estimate, including what the down payment assistance or rate buydown could change, and set up a private showing whenever you're ready. Call Molly Zahn Harrison at (704) 737-0440 to get started.

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Molly Zahn Harrison

Owner, Broker in Charge | The Zahn Group | Select Realty

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